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6 Simple TikTok Ad Payment Steps for Newbies

HT Vũ Ngọc 15 Mar, 2025 Tiktok Marketing

Are you new to TikTok Ads and facing issues with funding your ad account, payment rejection, or choosing the right payment method? Don’t worry! This guide will walk you through all the payment methods for TikTok Ads, ensuring a smooth and effective advertising campaign.

Let’s get started!

TikTok Ads Payment Methods

To add funds to your TikTok ad campaign, you can only use International Payment Cards. TikTok supports the following three types of international payment cards for ad payments:

  • MasterCard
  • Visa
  • Japan Credit Bureau (JCB)

Note: Before launching an ad campaign, you must deposit funds into your ad account. TikTok will automatically deduct the amount based on your ad spending.

TikTok Ads Payment Requirements

Before funding your TikTok Ads account, make sure you have these three essentials:

  1. A TikTok Ads account (Self-serve or Agency account)
  2. An international payment card (Visa, MasterCard, or JCB)
  3. Sufficient balance in your TikTok Ads account

See more products: Buy advertising accounts

#1 TikTok Ads Account

To run ads and add funds, you need a TikTok Ads account. Currently, TikTok offers two types of ad accounts:

  • TikTok for Business (For enterprises and official partners under contract with TikTok)
  • TikTok Ads for Users (For individuals and small businesses)

Since Business accounts require direct contracts with TikTok, 90% of advertisers use personal accounts. If you’re struggling to set up a business account, feel free to reach out for support.

>>>Read more:Differences Between TikTok Business and Personal Ad Accounts

#2 International Payment Card

Unlike domestic payment cards, international cards offer broader payment capabilities, allowing transactions across multiple countries.

As mentioned earlier, TikTok accepts payments via Visa, MasterCard, and JCB. You can easily apply for these cards at major Vietnamese banks such as Techcombank, MB, ACB, and Vietcombank.

#3 Adding Funds to Your TikTok Ads Account

Unlike Facebook Ads, TikTok requires you to prepay before running ads. Ensure you have at least ₫300,000 VND available in your bank card, as TikTok requires a minimum top-up of ₫200,000 VND per transaction.

How to Pay for TikTok Ads: A Step-by-Step Guide

Here are 6 simple steps to add funds to your TikTok Ads account:

Step 1: Log into Your TikTok Ads Account

Go to TikTok Ads Manager and log in to your account.

Step 2: Access the Payment Page

From the TikTok Ads Manager homepage, select Dashboard.

Under Today’s Spends, click Payment to access the funding page.

Step 3: Select “Add Balance”

On the payment page, click Add Balance to begin the top-up process.

Step 4: Verify Your Business Information

  • Navigate to Account Settings > Account Setup.
  • If this is your first time funding your TikTok Ads account, you need to provide:
    • Business Name
    • Promotion Link (Website, Google Play Store, or App Store link)
    • Industry
    • Company Address
    • Postal Code (City-specific ZIP code)
    • Tax Information (Optional – you can skip this field)
  • Click Submit once all required details are filled in.

Note: This information cannot be changed later, so ensure accuracy before submitting.

Step 5: Add Funds to Your TikTok Ads Account

  • Click Add Balance again.
  • Enter the amount you want to deposit.
  • The minimum deposit in Vietnam is ₫200,000 VND.
  • Click Add Now to proceed.

Step 6: Choose a Payment Method

You can choose one of the three accepted card types: Mastercard, Visa, or JCB.

After selecting the card you want to use for payment, click Continue and enter the required card details:

  • Card number
  • Cardholder’s name
  • Expiration date
  • CVV security code (3-digit code)

Once completed, click Make Payment to add funds to your TikTok Ads account.

Note: Ensure that your card balance is greater than the amount you intend to deposit into your TikTok Ads account.

See more products: Buy advertising accounts

Important Notes When Making TikTok Ads Payments

  • Use an international Mastercard, Visa, or JCB card issued by reputable banks such as Techcombank, MB, or Vietcombank to avoid payment rejections.
  • Do not use virtual cards for TikTok Ads payments.
  • Deposit sufficient funds into your payment account before starting your ad campaign.
  • Enter your payment details accurately and keep your personal information secure.

Common TikTok Ads Payment Errors and How to Fix Them

Many new advertisers face payment issues that interrupt their campaigns. Below are some common payment errors and solutions to ensure a smooth transaction process:

1. Expired Credit or Debit Card

If your card has expired, all transactions will be automatically declined, preventing payment from being processed.

Solution: Check the card’s expiration date before making a payment. If expired, request a new card from your bank or use an alternative payment method.

2. Corrupted Browser Cookies and Cache

Old cookies or cached data may store outdated information, preventing TikTok Ads from loading payment details correctly or causing authentication errors, leading to failed transactions.

Solution: Clear your browser’s cookies and cache, then retry the transaction. If the issue persists, try incognito mode or switch to a different browser.

3. Using a VPN or Pop-Up Blocker

A VPN may cause a mismatch between your IP address and the country where your card was issued. Additionally, a pop-up blocker may prevent the payment verification page from displaying, causing the transaction to fail.

Solution: Disable your VPN and pop-up blocker before making a payment. If you’re on a network that requires a VPN, try connecting from a different network.

4. TikTok Ads Manager Cache Issues

Old cached data from TikTok Ads Manager can cause processing errors during payment.

Solution: Refresh the cache by logging into TikTok Ads Manager and adding &reset_cache=1 to the end of the URL, then reload the page.

If you need the most reputable payment method and advertising account provider, you can message the fanpage buybm365.com-Ads to receive advice from HT Media. In addition, you can follow the articles. Latest articles related to our Digital Marketing.

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