TikTok Shop Withdrawal Instructions
TikTok Shop allows users to shop directly on the app and earn commissions by promoting products for others to purchase. However, many users find the withdrawal process confusing due to its multiple steps. In this article, we provide a simple guide to help you withdraw money from TikTok Shop quickly and efficiently.
TikTok Shop Withdrawal & Conversion Rules
On the TikTok Shop platform, there are two main types of virtual currency: Coins and Diamonds. Each type serves a different purpose. Before learning how to withdraw money from TikTok to your bank account, it’s essential to understand the conversion formulas and the value of these currencies.
Coins & Conversion Formula
Coins are a virtual currency on TikTok, primarily used to reward creators during live streams or videos. Users can purchase Coins through in-app packages or earn them by completing tasks. Coins are typically used as a way to support and interact with favorite creators.
TikTok Coin Conversion Formula
- 1 Coin ≈ 200 VND
- 100 Coins ≈ 20,000 VND
Diamonds & Conversion Formula
Diamonds are another form of virtual currency on TikTok, but they differ from Coins in value and function. Diamonds are often used for purchasing products and services on TikTok Shop.
Unlike Coins, Diamonds can be withdrawn as cash by linking a PayPal account. The value of Diamonds is determined by TikTok based on various factors, including the number of Diamonds received and platform activity.
TikTok Diamond Conversion Formula
As per the latest update, creators receive only around 50% of the total amount gifted by users, while TikTok retains more than 50% as commission.
The formula to calculate earnings from Diamonds is:
💰 Creator’s earnings = (Number of Coins / Conversion Rate) x (1 – TikTok’s Commission Rate)
For example:
If you receive 100 Coins during a live stream, and the conversion rate is $0.05 per Coin, with TikTok taking a 66% commission, your earnings would be:
🔹 Earnings = (100 Coins / $0.05) x (1 – 0.66)
➡️ In this case, if you spent 40,000 VND to buy 100 Coins, your actual earnings after conversion would be 11,220 VND.
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Important Notes Before Withdrawing Money from TikTok Shop
TikTok Shop not only supports sellers but also provides an opportunity for users to earn money through affiliate marketing by sharing their favorite products. Here are some key things to know before withdrawing funds:
✅ Withdrawal is limited to once every 24 hours.
✅ Once a withdrawal request is submitted, it cannot be modified or canceled.
✅ If a withdrawal request fails, the amount will be refunded, and you will receive a notification from the bank.
How to Withdraw Money from TikTok Shop to a Bank Account or E-Wallet
Before withdrawing money, you must link a bank account or e-wallet by following these steps:
1️⃣ Log in to your TikTok Shop account.
2️⃣ Go to Seller Profile and select “Payments”.
3️⃣ Click “Link Settlement Account”.
4️⃣ Set a password and enter the verification code sent to your phone.
5️⃣ Click “Add Withdrawal Method”, then enter your bank account or e-wallet details.
6️⃣ Click “Complete”—your bank account is now linked to TikTok Shop!
Two Ways to Withdraw Money from TikTok Shop:
Manual Withdrawal from TikTok Shop
- Click the “Withdraw Money” button.
- Enter the amount to withdraw and confirm your bank account, then click “Withdraw Now”.
- The funds will be transferred to your bank account within 1-5 business days, depending on the bank’s processing time.
>> Note:
- If there is a public holiday or weekend, the withdrawal may be delayed.
- You should regularly check your account to monitor accumulated funds and verify withdrawal transactions.
- Manual withdrawals may require additional verification steps or waiting time during transaction processing.
Automatic Withdrawal from TikTok Shop
Currently, TikTok Shop supports automatic withdrawals. To withdraw money, ensure your TikTok account is linked to PayPal, an e-wallet, or a bank account to receive funds after withdrawal. Then, follow these steps to set up automatic withdrawals:
- Log in to your TikTok Shop account.
- Tap the “…” icon in the upper right corner of the TikTok app.
- Select “Wallet”.
- Next, choose “Withdraw Money”.
- Go to “Automatic Withdrawal Settings”.
- Enable the automatic withdrawal function.
Important Notes:
- The minimum withdrawal amount is 1,000 VND.
- Automatically withdrawn funds will be transferred to your bank account every Wednesday.
- You can still manually withdraw money every 24 hours, even if automatic withdrawal is enabled.
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Frequently Asked Questions About Withdrawing Money from TikTok Shop
Do I need a bank account to withdraw money from TikTok Shop?
- Yes, you need a personal bank account to withdraw money from TikTok Shop and transfer it to your account.
Which banks does TikTok support for withdrawals?
- TikTok Shop supports various banks, including popular ones like Vietcombank, Techcombank, BIDV, and more.
Are there any fees for withdrawing money from TikTok Shop?
- There might be some fees related to withdrawals, such as transfer fees or transaction fees. Check TikTok Shop’s terms and conditions for applicable charges.
>>>Read more: Updated TikTok Shop Selling Fees in 2025
Can I withdraw money from TikTok Shop any day of the week?
- Yes, you can withdraw money any day of the week. However, note that each account can only withdraw once every 24 hours.
Does TikTok Shop have a minimum or maximum withdrawal limit?
- Yes, TikTok Shop imposes minimum and maximum withdrawal limits per transaction. Refer to the “Important Notes” section for details.
How long does it take for the withdrawn money to reach my bank account?
- The withdrawal time varies depending on TikTok Shop’s processing system and your bank. Generally, it takes 2-3 days or up to a week.
Does withdrawing money from TikTok Shop affect my account status or benefits?
- No, withdrawing money does not affect your account status or benefits unless you violate TikTok Shop’s policies and regulations.
Does TikTok Shop offer customer support for withdrawal issues?
- Yes, TikTok Shop has a customer support team ready to assist you if you encounter any withdrawal problems.
How long does it take to receive payment after selling on TikTok Shop?
- CYour earnings from completed orders will be transferred to your wallet within 1 day, provided there are no disputes or complaints from customers.
Important Notes for Withdrawing Money via PayPal
- The minimum withdrawal amount is $100 per day, meaning you must have at least $100 in earnings to withdraw.
- The maximum withdrawal limit per day is $1,000. If your earnings exceed $1,000, you must split the withdrawals over multiple days.
- PayPal charges a transaction fee for withdrawals, depending on PayPal’s regulations.
- Funds take 15-20 days to reach your PayPal account. After that, you may have to wait an additional week for the money to be transferred to your Vietnamese bank account.
- Once a withdrawal request is submitted, it cannot be canceled or modified.
- If a withdrawal request fails, the amount will be returned to your “Available Balance”, and you can update your account details to retry the withdrawal.
- Orders will be settled and ready for withdrawal one day after completion, provided they meet the payment threshold.
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